Young Bites. Dated: 3/20/2020 11:32:07 AM

* All residents of J&K to have Rs 5 lakh free Health Insurance like Ayushman Bharat
* J&K to be a leader in universal health care
* All Govt. employees/pensioners will be covered.
This is a major relief to the people of Jammu & Kashmir when govt sanctioned free of cost Universal Health Coverage to all residents of the Union Territory in convergence with Ayushman Bharat-PMJAY. 1.25 crore residents of J&K will be provided the same benefits as are provided under Ayushman Bharat-PMJAY. At present, 5.95 lakh families numbering 31 lakh persons are eligible for benefits under Ayushman Bharat-PMJAY. Around 15 lakh additional families will be covered under the Jammu & Kashmir Health Scheme. Under this Universal Health Coverage, the beneficiaries shall be entitled to free health insurance cover of Rs 5 lakh per family per year on floater basis and there is no restriction on family size, age or gender. All pre-existing illnesses shall also be covered besides; cashless services shall also be available in all the empanelled hospitals. The beneficiaries to have access to 20,853 (public and private) hospitals across the country and avail benefits with facility of inter-state portability. In J&K, 159 (public and private) hospitals are empanelled at present. It shall provide coverage to 1469 medical and surgical packages/procedures including life consuming diseases, such as, cancer and kidney failure. Treatment for oncology, cardiology and nephrology related illness will be covered from day one including high-end diagnostic procedures during hospitalization. The beneficiaries shall also be eligible for coverage of 3 days pre-hospitalization and 15 days post hospitalization expenses. All employees, pensioners and their family members are also covered under the Jammu & Kashmir Health Scheme. The employees shall continue to get Rs 300 per month as medical allowance to take care of OPD treatment. This is indeed a great initiative by the government. People often complain of poor health facilities but now with a cover of Rs 5 lakh people will avail the facilities and get benefits.


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