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Direct Benefit Transfer under PMAY ensures transparency

Zafar Bhat. Dated: 9/20/2017 11:00:51 AM

Zafar Bhat
Jammu, Sep 19
Making transaction through Direct Benefit Transfer (DBT) under Centre’s sponsored scheme is prospective to ensure transparency in public fund transfers to the beneficiaries with accountability.
However, recently Rural Development has announced the launch of Direct Benefit Transfer (DBT) under the scheme ‘Pradhan Mantri Awas Yojana’ (Grameen) so that transfer of crore rupees can be made into the accounts of beneficiaries as the first instalment.




It witnesses the prospective shifting from the manual payment system to automated one by State Government. Transparency and accountability are major procurements which can be achieved through DBT.
Notably, under Direct Benefit Transfer (DBT) mode of PMAY financial assistance is directly provided to the people through their bank accounts in few seconds by pressing a button thus ensuring cent percent transparency under the scheme.
It is important at an instance of lifting the poor people, as the scheme envisages providing of funds too poor people under this scheme thereby enabling them to construct their own houses
It is for the officers of RDD to conduct a proper verification of people and prepare fresh lists of beneficiaries who fulfil the genuine criterion under the PMAY scheme. There is also need to check and verify the construction designs of the houses and also ensure its full implementation.
Meanwhile, the beneficiaries also have to come forward to use this assistance in making the house only otherwise recovery of funds would be made instantly beside withholding the second instalment.
However, achieving the targets as fixed under PMAY and other schemes of the department in the district are a desideratum for the welfare of poor people of the State.